Manx Financial Group PLC
is the holding company of a diversified financial services group which offers retail and commercial banking services, payment solutions, foreign exchange, money saving solutions, wealth management, general insurance and life insurance through its subsidiaries.

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Although 2016 showed a commendable 18% growth in our net interest income, the increased cost of commissions and a rise in early loan terminations meant that we did not achieve the overall increase in profitability for which I had hoped. I am pleased to note, however, that the results for the second half demonstrate a clear indication that our decision to change the lending mix at Conister Bank will provide a more profitable foundation for the future. Of our other subsidiaries, the acquisitions made by Edgewater Associates have set that company well on the road to being a substantial earnings generator for the future.



James Mellon, Chairman


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